CHF Programs

CHF Housing Program index

Supporting communities and making the american dream a reality

CRHMFA Homebuyers Fund (CHF) understands how much you want to own a home. We also realize that one of the biggest challenges you may face when purchasing a home is coming up with the funds for the associated down payment and/or closing costs. Today, this is a challenge faced by the majority of homebuyers, not just first-time homebuyers.

That is why CHF offers a variety of housing related financial assistance programs. Choose a program listed below to view program descriptions and contact information for Approved Lenders who can help you get started.  If you would like additional information or direct referral to a participating lender in your area, you may also Contact Us.



Available Programs: (Click on the Program Name below for more details)

Program Name Type of Assistance & Eligible Area Quick Links
CHF Residential Energy
Retrofit Program
Loans and Grants to assist homeowners with making energy efficiency improvements to their home(s).

Available in CHF Member and Associate Member Counties and Cities of California.

Homeowner Guide
Find a Contractor
Contractor Guide

CHF ACCESS Program Down payment or closing cost assistance for homebuyers in the form of a low interest rate second mortgage.

Available throughout California.


Homebuyer Guide
Find a Participating Lender
Participant Guide

CHF MCC Program Mortgage Credit Certificate for homebuyers.

Available in CHF Member and Associate Member Counties and Cities of California.


Homebuyer Guide
Find a Participating Lender
Participant Guide




Programs NOT Currently Available:

CHF Platinum Program Down payment or closing cost assistance for homebuyers, currently in the form of a grant.

Program NOT Currently Available

Homeowner Guide
CHF FirstHouse Program MRB Loan Program with Down Payment Assistance for Homebuyers.

Program NOT Currently Available

Homeowner Guide